Personal finance tips for young professionals.
Congratulations — you’re engaged! While the media might lead you to believe that wedding planning is stressful, overwhelming, and expensive, it certainly doesn’t have to be. In this article, you’ll find the best tips and tactics for planning a wedding on a budget you can afford– all without the stress and overwhelm! Our own wedding was small and simple…
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If you are going to read two personal finance books with two contrasting, yet complementary lessons and principles, it has to be the rich dad poor dad by Robert Kiyosaki and total money makeover by Dave Ramsey. We have talked a lot about Dave Ramsey on this blog including 15 Dave Ramsey tips that will change your life. We also…
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As a physician, I have lived through different stages of income. As a medical student, most of us had huge loans and had nothing to our name. As a resident, we made minimum wage essentially – considering the number of hours we worked. As an attending now, income is much better but if care is not taken, one can still…
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Capitalization Rate BLOGTOBER 8 Let us start with a listing example. I took this from loopnet.com Some listings have more information than others. However, what they all have in common is price of the property and the capitalization rate, otherwise known as the cap rate. The arrow points you to the cap rate. Close your right eye to avoid looking…
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One of the common reasons a young adult fails to launch is because of money. Lack of it or not knowing how to manage it. Many parents want to soften their child’s entry into the real world, but at what cost? Do they work more, delay retirement, skimp on savings?
CASH ON CASH RETURN Cash on cash return is a rate of return used in real estate transactions that calculates the cash earned on the cash invested in a property. It is one of the most important real estate ROI calculations. How to calculate cash on cash return Cash on cash return is relatively easy to calculate. It is…
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